平昌农信联社信贷支持各行业复工复产
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<span style="font-size: 14px;">受新冠病毒影响，</span>
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<span style="font-size: 14px;">不少农业、小微企业的正常生产，</span>
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<span style="font-size: 14px;">变得困难重重！</span>
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<span style="font-size: 14px;">收入无法保障？愁!</span>
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<span style="font-size: 14px;">资金无法周转？愁!</span>
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<span style="font-size: 14px;">待疫情结束后，缺乏资金运营？愁!</span>
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<span style="color: #0070c0;"><strong>为大力支持春耕备耕、</strong></span>
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<span style="color: #0070c0;"><strong>县域“3+1”特色农业</strong></span>
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<span style="color: #0070c0;"><strong>产业发展和个体小微</strong></span>
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<span style="color: #0070c0;"><strong>复工复产</strong></span>
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<span style="color: #0070c0;"><strong>平昌农信联社推出</strong></span>
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<span style="color: #0070c0;"><strong>“复工·惠贷”</strong></span>
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<span style="color: #0070c0;"><strong>缓解农业、个体小微企业</strong></span>
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<span style="color: #0070c0;"><strong>资金难题！</strong></span>
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1、产品概况
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<span style="color: #ff0000;"><strong>复工·惠农贷</strong></span>
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<span style="text-indent: 2em; caret-color: red;">1、</span><span style="text-indent: 2em; caret-color: red;">贷款对象：各乡镇农户、场镇居民；</span><br/>
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<span style="font-size: 14px;">2、<span style="caret-color: red; font-size: 14px;">贷款用途：支持春耕备耕、家庭种养殖及农副产品加工；</span></span>
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<span style="font-size: 14px;">3、<span style="caret-color: red; font-size: 14px;">贷款额度：8万元；</span></span>
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<span style="font-size: 14px;">4、<span style="caret-color: red; font-size: 14px;">贷款方式：信用；</span></span>
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<span style="font-size: 14px;">5、<span style="caret-color: red; font-size: 14px;">贷款利率：4.95%；</span></span>
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<span style="font-size: 14px;">6、<span style="caret-color: red; font-size: 14px;">贷款期限：1-3年。</span></span>
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<strong><span style="color: #ff0000;">复工·惠薪贷</span></strong>
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1、<span style="caret-color: red;">贷款对象：在编在岗行政企事业单位公职人员，国有企业、战略合作单位工作人员；</span>
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2、<span style="caret-color: red;">贷款用途：子女教育、大宗商品消费、房屋装修等个人消费贷款；</span>
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3、<span style="caret-color: red;">贷款额度：按“卡贷通”个人消费类贷款相关规定授信；</span>
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4、<span style="caret-color: red;">贷款方式：信用；</span>
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5、<span style="caret-color: red;">贷款利率：4.95%；参与疫情防控的医护人员、公职人员，贷款利率下浮60个基点，即年利率4.35%；</span>
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6、<span style="caret-color: red;">贷款期限：1-3年。</span>
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<strong><span style="color: #ff0000;">复工·惠商贷</span></strong>
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<span style="caret-color: red;">1、</span><span style="caret-color: red;">贷款对象：城乡个体工商户；</span><br/>
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2、<span style="caret-color: red;">贷款用途：支持受疫情影响较大的百货零售、住宿餐饮、物流运输、文化旅游等行业，重点满足其流动资金需求；</span>
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3、<span style="caret-color: red;">贷款额度：30万元；</span>
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4、<span style="caret-color: red;">贷款方式：信用；</span>
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5、<span style="caret-color: red;">贷款利率：4.95%；从事疫情防控有关的医药卫生、抗疫物资生产销售的，贷款利率下浮30个基点，即年利率4.65%；</span>
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6、<span style="caret-color: red;">贷款期限：1-3年。</span>
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<span style="color: #ff0000;"><strong>复工·惠业贷</strong></span>
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<span style="caret-color: red;">1、</span><span style="caret-color: red;">贷款对象：平昌县委政府重点发展的“3+1”特色农业产业从业人员及小微企业；</span><br/>
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2、<span style="caret-color: red;">贷款用途：支持“3+1”特色农业产业发展，即“花椒、茶叶、生态养殖+乡村旅游”产业发展；</span>
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3、<span style="caret-color: red;">贷款额度：500万元；</span>
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4、<span style="caret-color: red;">贷款方式：四川省农业信贷担保有限公司、平昌县金盛诚农业融资担保有限公司担保，或公司、个人资产抵质押担保；</span>
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5、<span style="caret-color: red;">贷款利率：6%；</span>
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6、<span style="caret-color: red;">贷款期限：1-3年。</span>
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<strong><span style="color: #ff0000;">复工·惠企贷</span></strong>
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<span style="caret-color: red;">1、</span><span style="caret-color: red;">贷款对象：公司、企业法人单位；</span><br/>
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2、<span style="caret-color: red;">贷款用途：受疫情影响，商品（原料）积压、生产经营停工（业），企业所需要支付员工工资、货款、租金等生产经营周转资金，或流动资金；</span>
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3、<span style="caret-color: red;">贷款额度：5000万元；</span>
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4、<span style="caret-color: red;">贷款方式：抵质押担保；</span>
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5、<span style="caret-color: red;">贷款利率：6.3%；</span>
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6、<span style="caret-color: red;">贷款期限：1-3年。</span>
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2、业务操作
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申贷流程
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<span style="font-size: 14px; caret-color: red;">客户手机银行（网上银行）线上申请/网点申请→客户经理首问负责→客户提交贷款资料→客户经理贷前调查→机构负责人审查→有权审批人审批/驳回申请→发放贷款。</span>
</p>
<section class="_135editor" data-tools="135编辑器" data-id="94065">
<section style="text-align: center;margin:10px auto;">
<section style="display: flex;justify-content: center;align-items: center;">
<section style="display: inline-block;background: #ffe30a;border-radius:6px ;padding:3px 7px;font-weight: bold;">
<p style="margin-bottom: 10px;">
0<span class="autonum" data-original-title="" title="" data-num="2">2</span>
</p>
</section>
<section style="display: inline-block;margin-top: 6px;margin-left: 5px;">
<section class="135brush" data-brushtype="text" style="font-weight: bold;font-size:16px;letter-spacing:2px;line-height:1.75em;text-align: center;color: #3f3f3f;">
<p style="margin-bottom: 10px;">
活动时间
</p>
</section>
<section class="assistant">
<section style="width:3em;border-bottom:2px solid #3f3f3f;float: right;height:2px;"></section>
<section style="clear:both;width:90%;border-bottom:2px solid #3f3f3f;float: right;margin-top: 3px;height:2px;" data-width="90%"></section>
</section>
</section>
</section>
</section>
</section>
<p style="margin-bottom: 10px; text-indent: 2em;">
<span style="font-size: 14px; caret-color: red;">暂定从即日起至2020年6月30日</span>
</p>
<section class="_135editor" data-tools="135编辑器" data-id="94065">
<section style="text-align: center;margin:10px auto;">
<section style="display: flex;justify-content: center;align-items: center;">
<section style="display: inline-block;background: #ffe30a;border-radius:6px ;padding:3px 7px;font-weight: bold;">
<p style="margin-bottom: 10px;">
0<span class="autonum" data-original-title="" title="" data-num="3">3</span>
</p>
</section>
<section style="display: inline-block;margin-top: 6px;margin-left: 5px;">
<section class="135brush" data-brushtype="text" style="font-weight: bold;font-size:16px;letter-spacing:2px;line-height:1.75em;text-align: center;color: #3f3f3f;">
<p style="margin-bottom: 10px;">
服务承诺
</p>
</section>
<section class="assistant">
<section style="width:3em;border-bottom:2px solid #3f3f3f;float: right;height:2px;"></section>
<section style="clear:both;width:90%;border-bottom:2px solid #3f3f3f;float: right;margin-top: 3px;height:2px;" data-width="90%"></section>
</section>
</section>
</section>
</section>
</section>
<p style="margin-bottom: 10px; text-indent: 2em;">
<span style="font-size: 14px; caret-color: red;">为全面展现四川农信主力军银行的责任和担当，平昌农信联社对“复工·惠贷”系列贷款实行“简化贷款流程、降低融资成本、加大产业支持”；对社会各界响亮地承诺“7天限时办结”。推荐客户使用手机银行，推广“7×24”全天候、零费用、安全便捷线上金融服务。</span><span style="font-size: 14px;"></span>
</p>
</section>
</section>
<p style="text-align: center;" align="center">
</p>
<p style="text-align: center;" align="center">
</p> 利息高死人
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